Increasing digital inclusion by financing mobile device acquisition.

Presently in this advanced era of digital advancement, smart-phones have become an essential part of our lives. The major challenge to smart-phone penetration in Africa has largely been due to inaffordability, with less than 50% of the population having no access to smartphones. We enable realization of the digital economy in Africa. Our forecast is that we will finance approximately 250 000 devices in 2023

Here' s how you do it

Device selection

Once you are a registered AstroCred account holder, you can get a smartphone that matches your personal and financial needs from our listed merchants.

Merchant approval

Listed merchants will verify client status in the system, checking validity and affordability on the part of the client. If the client’s financial capabilities match the request for purchase, purchase will be approved.

Funds Disbursement

Request for device finance is sent from merchant and relevant approval steps are taken to have funds disbursed into merchant account and client gets device.

1.

Scanned copy of ID

1.

Scanned copy of ID

2.

Scanned copy of proof of employment

2.

Scanned copy of proof of employment

3.

Passport Sized Photo

3.

Passport Sized Photo

4.

Scanned copy of payslip

4.

Scanned copy of payslip

All you need to provide is this.

It is in our best interests to ensure that your data is valid and securely kept for all your transactions.

Now you can open your account
and get a device loan