With eShagi, there are no paper forms to fill or ID's fax.
We're different to traditional banks or microfinance companies. eShagi provides customers with a hassle free way to access affordable credit and the freedom to spend whenever and wherever they chose.
Through our cutting-edge technology, we're transforming the way credit and financial services are delivered to millions of underserved people across Africa. eShagi is serving customers in Zimbabwe, Zambia, Malawi and South Africa; and we're still growing.
Whatever your borrowing needs, we have an affordable credit product for you.
We've all been there - an unexpected bill , school fees round the corner or the car making some odd noises that shout ‘time for a service'.If you're in need of extra money, an eShagi loan is your best option. Whether you are a civil servant or employed in the private sector, it’s quick and easy to apply for a eShagi Loan – all you need to do is complete a short online application form and we’ll give you a preliminary decision within 30 minutes.
Why hold off on that TV you have always wanted. It’s quick and easy to apply for eShagi Credit – all you need to do is complete a short online application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your eShagi account to start using straightaway at your favourite store.
We know how important it is to stay afloat financially to combat all imortant needs, hence we have inovated a credit card that does just that so you dont to rush to the bank in emergency. The eShagi credit card is a convenient tool to make sure you are never without funds anytime , anywhere
Thinking of getting yourself a nice mobile device but dont have money?, worry no more because with eShagi you can get a mobile phone from our listed merchants, financed by us.
Here is why 1000's of our customers across Africa love and trust eShagi.
No need to vist our office, complete paper forms or photocopy ID's.
Choose to pay back our loans or credit in 1 to 24 months.
We provide credit to both civil servants and the private sector.
Easily apply and mange your account via web or mobile app.
We'll approve you loan or credit in under 30 minutes.
Spend eShagi Store Credit at over 1,000 stores across Africa.
Submit a selfie, picture of your ID, latest payslips to complete our online Know Your Customer (KYC) and Electronic credit agreement. Once done, grab a coffee. We will now complete our checks and final approvals.
Voila! Your funds are ready. You can now request a fund payout to your designated bank account, get recharge credit or go and grab that new TV from your favourite store.
eShagi was so simple to use when I applied for my loan to buy my new car. The process was so simple and I was approved the same day I applied. Great service.
Finally got that sofa set I wanted. It was so easy using eShagi's Store Credit who provided me with all the money and I get to pay it over 12 months. Yey!
I couldn't believe such a service existed in Africa, everything was online and the team was so helpful. Keep up the good work eShagi.
Meet Thandie, our Whatsapp Bot. She is available 24/7 to help you make a new application or manage any aspect of your eShagi credit account. Simply add +263 715 069 167 to your whatsapp and say "Hi" to Thandie.
Need help with our credit products or application process. Please get in touch with our customer services team 24/7