We provide simple and convenient access to credit through an entirely online application.
Running short on funds to meet daily needs?
Create an account with us and be elegible to apply for an instant loan of up to K5000
Thinking of getting yourself a mobile phone to be connected in the digital age?
Open an AstroCred account and get access to a wide range of high quality mobile devices
Do you want to control your finances from the tip of your fingers?
Get an AstroCred account today and enjoy a virtual card pre-loaded with the loan amount you afford
AstroCred provides customers with a hassle-free way to access affordable credit. Through our cutting-edge technology, we're transforming the way credit and financial services are delivered to millions of underserved people across Africa.
AstroCred is serving customers in Zimbabwe, Zambia, Malawi and South Africa; and we're still growing.
Easily apply online from start to finish, and get unlimited access to credit.
Enter your personal details i.e. name, surname, id, phone number and email
Enter your desired loan amount, gross salary , net salary and tenure to see if you qualify for the amount
Now you can instantly upload all the necessary documents online for verification,completely digital and hussle-free.
Enter the remaining details required to get a credit facility - employment details, next of kin details , guarantor details, address details and banking details
e-Shagi system approves the credit facility request upon successful document validation and verification. User is notified of successful request via sms.
Requested funds are disbursed into user account within a turn-around time of 24 hours.
e-Shagi was so simple to use when I applied for my loan to buy my new car. The process was so simple and I was approved the same day I applied. Great service.
Finally got that sofa set I wanted. It was so easy using e-Shagi's Store Credit who provided me with all the money and I get to pay it over 12 months. Yey!
I couldn't believe such a service existed in Africa, everything was online and the team was so helpful. Keep up the good work e-Shagi.
Meet Thandie, our Whatsapp Bot. She is available 24/7 to help you make a new application or manage any aspect of your e-Shagi credit account. Simply add +263 715 069 167 to your whatsapp and say "Hi" to Thandie.
We understand the importance of financial access at all times. That is why we have created a credit card that helps you stay afloat without rushing to the bank whenever an emergency arises. The AstroCred credit card is a convenient tool to make sure you are never without funds anytime, anywhere.
Open an account todayWe’re here to help! Get in touch with us today!
Africa’s fintech sector is booming, fueled by soaring venture capital (VC) funding activity, rising adoption of digital financial services among both consumers and businesses, and increasing efforts from governments to improve financial inclusion. Between 2020 and 2021, the number of technology startups in the continent tripled to around 5,200 companies, with just under half of these being fintech companies.
More detailsAfrica is a world leader in mobile money, with Kenya and Ghana having the highest rates of mobile payment use.
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